Affiliate software for SaaS

ViralPayouts vs RefCampaign

ViralPayouts has no monthly fee, pays your affiliates for you and pays recruiters on every program. You pay 10% of what you pay partners, falling to 3%, and nothing in a month when nobody sells. With RefCampaign, paying affiliates for you is optional or extra and does not say it has two-tier recruiting. It costs flat subscription.

Every figure for RefCampaign comes from its own pages or named review sites, checked 12 October 2026. Sources are listed at the bottom.

Why brands pick ViralPayouts over RefCampaign

Best fit: A brand that wants affiliates recruited and paid for it, with a recruiter tier and no fixed monthly cost.

$0 a month
No plan and no setup fee. 10% of what you pay partners, falling to 3% at $10,000 a month.
Payouts done for you
One invoice per program. ViralPayouts sends every partner and recruiter their money and collects tax forms.
Recruiters built in
Customer links and recruit links on every program, with the override set your way and reversed on refunds.

Start a program free

Side by side

	RefCampaign	ViralPayouts
Price	flat subscription	$0 a month. 10% of what you pay partners, falling to 3% at $10,000 a month.
Setup fee	Not stated	None
Fee for paying affiliates	None from RefCampaign: "Commission fees: no platform fee on affiliate commissions". Early-adopter offer: 30% off for 3 months for first 100 merchants (72 taken).	Included in the fee above: no charge to the brand for sending payoutsPartners pay Whop's own fee when they withdraw to their bank
Pays your affiliates for you	Optionalvia PayPal Payouts / Stripe Connect from the merchant's own accounts	Yes You fund by bank transfer; we pay every partner
Two-tier recruiting	Not stated	Yes Two levels on every program: share of commission, share of sale or fixed. Paid on approved sales, never sign-ups
Public program directory	No	Yes Partners browse and join with one account
Tracking	JavaScript SDK (@refcampaign/sdk) click capture; Stripe Checkout metadata; Email fallback attribution; Server-to-server postback URLs	First-party links with click IDs, signed server-to-server events, Stripe Checkout webhook
Coupon tracking	Not stated	Yes A code per partner, per program
Mobile app tracking	Not stated	App installs, sign-ups and purchases reported from your server through the signed event API, with bounties on them. No SDK to ship in your app.
API, webhooks, MCP	API, MCP server	REST API for brands and partners with an OpenAPI spec, an MCP server for AI agents, a signed event API and partner postbacks
Integrations	Stripe, Paddle, REST API, JS SDK (open source), MCP server	Stripe Checkout, Shopify orders, any backend via the event API

RefCampaign plans in full

Starter: price not published. EUR 39/mo excl. VAT (EUR 390/yr); 3 active campaigns, 100 affiliates, 500 conversions/mo, 30-day analytics; no card for trial
Growth: price not published. EUR 99/mo (EUR 990/yr); 10 campaigns, 250 affiliates, 5,000 conversions/mo, webhooks, custom subdomain (pricing.md lists 100 affiliates / 2,500 conversions)
Pro: price not published. EUR 249/mo (EUR 2,490/yr); 50 campaigns, 1,000 affiliates, 50,000 conversions/mo, branded portal on custom domain, multi-currency (pricing.md lists 500 affiliates / 15,000 conversions)

Pricing source

Where ViralPayouts comes out ahead of RefCampaign

What RefCampaign offers

B2B/recurring SaaS companies on Stripe (or Paddle) that want exact commission accounting through refunds, with EU data hosting.

Affiliate software for SaaS

Why ViralPayouts is the better choice

Pays affiliates for the brand via Whop; RefCampaign leaves payment to the merchant
Built-in second level (recruiter override + recruit link); RefCampaign has none
No monthly fee, so nothing to pay before partners earn
Public directory of live programs with one partner account

About RefCampaign

In their words:: "The affiliate platform built for recurring SaaS." (title: "RefCampaign — Affiliate Platform for Recurring SaaS")
Company:: Founded 2026 (per llms.txt and facts.json) · France (EU); app hosted on Hetzner in Helsinki, Finland · Published by Fabrice Payet (SIREN 798 679 296)
Website:: refcampaign.com

Try ViralPayouts on test money

Set your commission and recruiter override, see what each sale costs you, and run it on the test network before a real partner joins. No monthly fee.

Start a program See pricing

More comparisons

All comparisons

Sources for RefCampaign (10), checked 12 October 2026

RefCampaign is a trademark of its owner. ViralPayouts is not affiliated with RefCampaign. Prices and features change: check refcampaign.com before you decide. Spot something out of date? Tell us and we will fix it.