Affiliate software for SaaS

ViralPayouts vs Refgrow

ViralPayouts has no monthly fee, pays your affiliates for you and pays recruiters on every program. You pay 10% of what you pay partners, falling to 3%, and nothing in a month when nobody sells. With Refgrow, paying affiliates for you is optional or extra and has two-tier recruiting on some plans only. It costs $29 to $199 a month.

Every figure for Refgrow comes from its own pages or named review sites, checked 12 October 2026. Sources are listed at the bottom.

Why brands pick ViralPayouts over Refgrow

Best fit: A brand that wants recruiting to be self-serve for partners, with overrides paid automatically and payouts handled, without a monthly subscription.

$0 a month
No plan and no setup fee. 10% of what you pay partners, falling to 3% at $10,000 a month.
Payouts done for you
One invoice per program. ViralPayouts sends every partner and recruiter their money and collects tax forms.
Recruiters built in
Customer links and recruit links on every program, with the override set your way and reversed on refunds.

Start a program free

Side by side

	Refgrow	ViralPayouts
Price	$29 to $199 a monthTerm: Monthly or annual (annual = 2 months free); new subscription payments non-refundable	$0 a month. 10% of what you pay partners, falling to 3% at $10,000 a month.
Setup fee	Not stated	None
Fee for paying affiliates	None from Refgrow (0% transaction fees); "Payment providers may charge their own processing or payout fees."	Included in the fee above: no charge to the brand for sending payoutsPartners pay Whop's own fee when they withdraw to their bank
Pays your affiliates for you	Optionalvia Brand connects its own PayPal or Wise; automatic mode sends on affiliate payout request (Pro and above). Manual approval is default.	Yes You fund by bank transfer; we pay every partner
Two-tier recruiting	Higher plans2 levelsPro ($49) and above per pricing page (docs say Pro and Business)	Yes Two levels on every program: share of commission, share of sale or fixed. Paid on approved sales, never sign-ups
Public program directory	Yes39 programs	Yes Partners browse and join with one account
Tracking	First-party cookie tracking script (?ref= or custom param); Stripe, Lemon Squeezy, Paddle, Polar, Dodo Payments webhooks; JS Refgrow() manual conversion call; REST API attribution	First-party links with click IDs, signed server-to-server events, Stripe Checkout webhook
Coupon tracking	Yes	Yes A code per partner, per program
Mobile app tracking	Not stated	App installs, sign-ups and purchases reported from your server through the signed event API, with bounties on them. No SDK to ship in your app.
API, webhooks, MCP	API, webhooks, MCP server	REST API for brands and partners with an OpenAPI spec, an MCP server for AI agents, a signed event API and partner postbacks
Integrations	Stripe, Lemon Squeezy, Paddle, Polar, Dodo Payments	Stripe Checkout, Shopify orders, any backend via the event API

Refgrow plans in full

Starter: $29 a month. Up to $1,000 affiliate-generated revenue/month; unlimited programs, affiliates, referrals; widget, hosted portal, coupons, fraud protection; no team members; no auto payouts, webhooks or multi-tier
Pro: $49 a month. Up to $10,000/month; 3 team members; messages and gamification; auto payouts (PayPal/Wise); outgoing webhooks; multi-tier commissions
Business: $99 a month. Up to $25,000/month; 10 team members; white-label
Enterprise: $199 a month. Up to $100,000/month; unlimited team members; custom features

Pricing source

Where ViralPayouts comes out ahead of Refgrow

What Refgrow offers

SaaS, AI and digital-product businesses that already have paying customers and want customers and creators to become affiliates, via an affiliate widget embedded in their own app or a hosted portal. Refgrow says it is not for products with no paying customers yet.

Affiliate software for SaaS · Trustpilot 3.5 (1 reviews)

Why ViralPayouts is the better choice

Separate recruit link so partners recruit partners automatically; Refgrow's two-tier needs the admin to assign parents by hand
Recruiter override can be share of commission, share of sale or fixed; Refgrow tier 2 is % of sale or fixed
ViralPayouts pays affiliates for the brand; Refgrow sends from the brand's own PayPal/Wise
No monthly fee or revenue caps; two levels on every program, not gated to a $49+ plan

What Refgrow users say

Paraphrased from public reviews. Follow each link to read the original.

Praise

Affiliate widget embeds natively in the product instead of pushing affiliates to a separate portal producthunt.com
Easy for a product's own users to become affiliates producthunt.com
Comprehensive features; owner responded quickly in chat to fix a billing issue trustpilot.com

Complaints

Non-technical users may need help with setup and configuration trustpilot.com
A payment-system error briefly blocked the sign-up page and showed the account as a trial trustpilot.com

About Refgrow

In their words:: "Grow your revenue with referrals on autopilot" (H1); title "Refgrow - Modern Affiliate Software"
Company:: Owner named as 'Alexander' in a Trustpilot review; Alexander Belogubov is the author of Refgrow's Product Hunt page and uses it for IndieMerger
Named customers:: AIThumbnail.so, IndieMerger, Replymer, WorkRep
Website:: refgrow.com

Try ViralPayouts on test money

Set your commission and recruiter override, see what each sale costs you, and run it on the test network before a real partner joins. No monthly fee.

Start a program See pricing

More comparisons

All comparisons

Sources for Refgrow (17), checked 12 October 2026

Refgrow is a trademark of its owner. ViralPayouts is not affiliated with Refgrow. Prices and features change: check refgrow.com before you decide. Spot something out of date? Tell us and we will fix it.